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Money Saving Advice for Everyday Living
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    Saving for retirement or a new home can seem like an unreachable goal when you are struggling to pay the monthly bills. The important thing to remember is that you will never reach your goal if you don’t start.  Here are a few tips to get started on the road to reaching your financial dreams. […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    Nothing can raise the stress levels like discussing family finances according to the American Institute of CPAs (AICPA). Discussing the family finances causes more arguments between couples – 3 per month on average – than any other topic. So what causes most arguments about finances? The majority of couples state that misunderstandings between needs versus […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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      The types of pensions available in the UK are broken down into three types: State, personal and workplace. These offer different benefits for the holder and should be weighed up before making a decision: State Pension The state pension is received as a regular payment once the individual reaches pensionable age. Pensionable age is […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    Americans have come to rely on medicine to combat aches and pains to cancer.  This reliance on medication has lead to unrealistic expectations and a dangerous increase in drug overdose.  Here are some tips that can keep you safe with medicine. Medicine Isn’t Magic Modern medicine is a wonderful thing but keeping your expectations in […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    This article has been updated for 2016 Have you heard of the health savings account (HSA)?  These accounts have been gaining steam as of late and there are a few reasons why.  Before I get into why many people have been opening HSAs, let me explain what they are. The HSA is a nifty little […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    Long-term care insurance is one of those things that many people don’t want to think about.  Why would you want to think about yourself needing daily care or being in a nursing home when you retire?  Even if the thought scares you, just remember that according to the U.S. Department of Health and Human Services, […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    So, you have now finally graduated and made your way into the real world of financial independence. Earning your own money for the first time is exciting and you may go a little overboard with spending once you have your first salary. While earning your own money is exciting, it is also a huge responsibility […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    Americans feel saving and paying off debt is a high priority however, many are not saving as much as they would like.  According to a recent survey by Discover Personal Loans, 40% of Americans have reduced the amount they are saving and 38% were saving to pay off debt.  Here are several reasons why we […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    When it comes to personal finance, one of the big mistakes people often make is to focus too heavily on the investing aspect. The motivation behind this is clear: Pick the right winners, and BIG returns will be yours! There’s just one problem: Most fund managers, the very people who work with stocks every single […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    When it comes to planning and saving for your retirement, there’s loads of information already out there. This means it’s now easier than ever to put together a financial retirement strategy that’s well-informed and well-considered. Knowing exactly what will happen once retirement actually arrives, though, is trickier. Every experience is different, and you can’t be […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    Today we are pleased to have fellow blogger Ben Davis of Cents to Retirement share some money saving tips that just may help you have the funds necessary to retire early. In late 2012/early 2013 I developed the Chronic Fatigue Syndrome (CFS) presumably as a consequence of a very stressful work environment while doing my […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    In a previous article we discussed saving for college  and it ignited a lot of positive responses. The article included plenty of simple, straightforward tips that anyone can implement when they want to pursue a higher degree. The same tips can also be used for other purposes, such as saving up to purchase a home. Besides the tips […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    For the average American, managing a 401k sounds like a painfully complicated problem that haunts you for a lifetime. That’s because in most cases, it is! Have no fear – with the correct guidance and knowledge, 401k management can be a piece of cake, even for a beginner. After all, it’s a retirement plan that […]

    The Frugal Toad - Money Saving Advice for Everyday Living


    0 0

    When it comes to personal finance, one of the big mistakes people often make is to focus too heavily on the investing aspect. The motivation behind this is clear: Pick the right winners, and BIG returns will be yours! There’s just one problem: Most fund managers, the very people who work with stocks every single […]

    The Frugal Toad - Money Saving Advice for Everyday Living


    0 0

    When it comes to planning and saving for your retirement, there’s loads of information already out there. This means it’s now easier than ever to put together a financial retirement strategy that’s well-informed and well-considered. Knowing exactly what will happen once retirement actually arrives, though, is trickier. Every experience is different, and you can’t be […]

    The Frugal Toad - Money Saving Advice for Everyday Living


    0 0

    Today we are pleased to have fellow blogger Ben Davis of Cents to Retirement share some money saving tips that just may help you have the funds necessary to retire early. In late 2012/early 2013 I developed the Chronic Fatigue Syndrome (CFS) presumably as a consequence of a very stressful work environment while doing my […]

    The Frugal Toad - Money Saving Advice for Everyday Living


    0 0

    In a previous article we discussed saving for college  and it ignited a lot of positive responses. The article included plenty of simple, straightforward tips that anyone can implement when they want to pursue a higher degree. The same tips can also be used for other purposes, such as saving up to purchase a home. Besides the tips […]

    The Frugal Toad - Money Saving Advice for Everyday Living


    0 0

    For the average American, managing a 401k sounds like a painfully complicated problem that haunts you for a lifetime. That’s because in most cases, it is! Have no fear – with the correct guidance and knowledge, 401k management can be a piece of cake, even for a beginner. After all, it’s a retirement plan that […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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  • 09/05/17--17:55: How to Retire Comfortably
  • There is no magic trick to retiring comfortably. This can be hard to accept. It is human nature to rely on fate. We often look for a quick and easy solution to a problem that may require a plan, commitment and time. By following these 5 principles of investment you may increase the probability of […]

    The Frugal Toad - Money Saving Advice for Everyday Living


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    So, you have now finally graduated and made your way into the real world of financial independence. Earning your own money for the first time is exciting and you may be tempted to go a little overboard with spending once you have your first paycheck . While earning your own money is exciting, it is […]

    The Frugal Toad - Money Saving Advice for Everyday Living